SR22 Insurance

The owner of a motor vehicle, whether a resident or nonresident, shall maintain owner's or operator's security in effect whenever the motor vehicle is operated upon a highway, a quasi-public road, or a parking area, or is registered within the state. This is per the Financial Responsibility of Motor Vehicle Owners and Operators Act §41-12a Mandate for Owner's or Operator's Security.

An SR22 AAMVA Uniform Financial Responsibility form is a certificate issued by an insurer licensed in Utah, verifying the existence of an active insurance policy. Essentially, it serves as proof of compliance with the legal requirements for motor vehicle insurance. The division is only authorized to accept an AAMVA-approved form clearly titled "Financial Responsibility Form" at the top. The date accompanying the signature must be no more than 30 days old.

Why might I be required to have an SR22?
A suspension of your driving privilege will be imposed for any violation of the Financial Responsibility of Motor Vehicle Owners and Operators Act, §41-12a, that results in a court conviction.

In the State of Utah, a conviction for driving without insurance or without proof of insurance mandates the suspension of the driver's license and requires the provision of an SR22 filing to the Driver License Division (DLD).

Other circumstances necessitating an SR22 include:

If a vehicle registered under your name is uninsured and is involved in an accident.
A court order for damages resulting from an uninsured accident.
Failure to provide satisfactory proof of owner's or operator's security if you possess a Driving Privilege Card (DPC).

How will I know if I need an SR22?
The Driver License Division will issue a notification via mail. Please ensure your address is kept current with the division, as mandated by law.

What is the required duration for maintaining an SR22?
The requirement for an SR22 typically extends for a period of three years from the date of conviction. However, this duration is subject to variation based on the specific reason the SR22 is mandated, as detailed in the official correspondence sent to you by the division.

How may one obtain an SR22?
An SR22 filing can be obtained by contacting any auto insurance company licensed to operate within the state of Utah.

How may I submit an SR-22?
Your insurance company or agent is required to submit your SR22 to the division. However, you may submit your SR22 via email to [email protected] or by fax to 801.965.4844. Alternatively, the certificate may be presented in person at a local office.

Should you have inquiries regarding the SR22 requirement, please call our customer service at 801.965.4437 or toll-free at 888.353.4224 Monday-Friday, 8:00 am - 5:00 pm (excluding holidays.)